Why You Can't Save Even When You Make Enough
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Related spending patterns
Why Earning More Doesn't Feel Like More
You got a raise. You were going to save the difference. Six months later, your bank balance looks the same. The money didn't vanish — your lifestyle absorbed it.
Why Your Money Surprises You
You check your balance and it's lower than expected. Again. The surprise isn't the spending — it's the lag between action and awareness.